Diary: Christmas comes early for Visa

Diary's international network of spies have been hard at work trying to keep readers abreast of the latest goings on around the globe.

This week we're pretty confident we've unearthed the year's first Christmas ad (created by TBWA\Chiat\Day in New York), despite the fact that the September sun is still shining.

There are obviously those, mums generally, who like to start "getting their bits and pieces sorted" in plenty of time for the big day. But is anyone thinking of buying presents from lifetakesvisa.com really likely to be swayed by looking at a sickly sweet festive scene a full month before the clocks have even gone back?